Workers’ compensation is a line of insurance that covers medical costs and lost wages for employees injured while on the job. The goal of this project was to create a loss ratio model to improve the predictive ability of our sponsor’s current workers’ compensation premium model. This would allow our sponsor to better differentiate risk among current and future policies, helping to give them a competitive edge and more underwriting profit. Our sponsor’s ability to better predict risk of their customers will improve their profit overall by helping them better identify policies’ risk profiles.